当利率上涨时，采取了气球式抵押贷款的人们，虽然在开始时可以轻松支付利息，发现支出在不断增加，突然，他们不再支付得起贷款本息了。
As the rates rose, people who had taken on balloon-style mortgages - thinking they could easily pay the initial rate - found their payments being increased and suddenly... they couldn't pay.
银行持有抵押权，你必须归还贷款的本息。
The bank would hold that mortgage and you would pay it off, with interest.
在中国农业银行开立个人结算账户，并同意银行从其指定的个人结算账户扣收贷款本息。
Have opened personal settlement account in ICBC and agree that bank can deduct the principal and interest of loan from the specified personal settlement account.
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