贷款成数就是所贷款的额度总额占整个抵押物价值的比例。 例如：用于贷款的抵押物是价值为100万的房产，而最终贷得了70万元，那么贷款成数就是7成。
通过低息贷款和培训，塔姆基希望能帮助一万九千名巴林低收入者胜任更好的工作岗位。比如，训练前台接待员使之能完成数据输入工作。
It hopes to equip 19,000 lower-paid Bahrainis for better positions, training receptionists to also perform data-entry tasks, for example.
担保的作用在于提供信用支持，提升客户的信用，增加贷款的成数与签约的成效性。
The role of guarantee lies in providing credit support, enhancing the credibility of customers, increasing the percentage of loans and improving the performance of contract signing.
最近，金融公司还纷纷延长贷款期限，并提高按揭成数，以求抵消利率升高的影响。
And finance companies have recently been extending loan maturities and loan-to-value ratios to offset the effects of higher rates.
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