所谓贷款原则是指银行对贷款人发放贷款的基本准则，是银行和借款人必须共同遵守的行为准则，也是约束银行贷款活动的行为规范。主要遵循安全性、效益性和流动性的原则。
而对开发贷款，银监会也有明确的监管原则。
As with development loans, the CBRS also has its clear supervisory rules.
原则上来说，贷款给穷人应该带来巨大好处。
In principle, loans to the poor should bring great benefits.
原则上说，买房子的人和给他们提供抵押贷款的银行与股票市场的投资者、商品投机商或者商店业主并没有什么不同。
People who buy homes and the Banks who give them mortgages are no different, in principle, than investors in the stock market, commodity speculators or shop owners.
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