Fed对这类贷款大多收取2% - 4%的利息；在投资者需求不足的情况下，许多银行和金融公司都乐意支付这样的利率水平。

The interest charged by the Fed on the loans will in most cases range from 2% to 4%, rates that many Banks and financial companies will be willing to pay in the absence of investor demand.

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在这种情况下企业可流动资金不足以支付日常管理活动和相关税费时，就需要依靠银行贷款解决此问题。

In this case enterprises can not be sufficient liquidity to pay day-to-day management activities and related taxes and fees, they need to rely on bank loans to solve this problem.

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