贴现贷款是银行以持票人持有未到期票据为对象所发放的贷款。所以，票据是一种交易行为，贴现对执票人来说，是出让票据，提前收回垫支于商业信用的资金；对于银行来说，是买进票据所载权利，票据到期，银行可以取得票据所载的金额。
贴现贷款 [tiē xiàn dài kuǎn]
双语例句原声例句
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其二，美联储已经在交易低风险，低回报的国债和购买高收益的私人债券-例如银行贴现贷款，商业票据，和抵押担保证券。
Second, it has been trading in low-risk, low-return Treasury debt and buying higher-yielding private debt—discount loans to banks, commercial paper, and mortgage-backed securities, for example.
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借款人支付贷款或贴现票据的利息形成了银行主要收入的来源。
The interest that borrowers pay for their loans or for their notes discounted forms the major source of Banks' income.
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看起来，美联储最可能开具的药方是：联邦基金利率降低25个基点，并可能更大幅度降低其贷款给各银行所依据的较高的贴现率。
A 25bp cut in the Fed Funds rate, possibly with a steeper cut to the higher discount rate, at which it lends to Banks, looks the most likely prescription.
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The discount rate is the rate that the Fed charges for loans to member banks.
贴现率是,美联储对会员银行贷款的所求比率。
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