贴现利率是指票据持有人在票据未到期时，为获取现款而向银行贴付一定利息的票据转让。而贴现利率指的是银行接受商业票据、国库券等贴现时对贴现申请人收取的利率。贴现率按贴现种类分为普通贴现率，转贴现率和再贴现率，其中，再贴现率〈转贴现率 〈普通贴现率。一般来讲，贴现利率要低于银行贷款利率。原因在于，银行贷款是根据借款合同所载明的金额贷给客户，而贴现则是按票面金额扣除贴现息再给予客户的，因此，银行的贴现金额低于票面金额。如两者相等，这相当于银行在相同的利率和收取的利息的条件下少付部分贷款本金。其次，贷款利息和贴现利息的收取期之间存在着时间价值差。贷款到贷款期终才能收取利息，而票据贴现则是现时收取利息，因此，贴现率应低于贷款利率。
贴现利率 [tiē xiàn lì lǜ]
网络释义
双语例句原声例句
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同时，降低了中央银行再贷款和再贴现利率。
At the same time, lowered the central bank refinancing and rediscount interest rates.
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同时，央行降低再融资和再贴现利率，等等。
At the same time, the central bank reduced refinancing and rediscount rate, and so on.
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同时，降低了中央银行再贷款，再贴现利率等。
At the same time, lowered the central bank refinancing and rediscount interest rate and so on.
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They've been cutting the spread between the discount rate and the Federal Funds Rate again it's an effort to stimulate the economy.
他们一直在缩减,贴现率与,联邦资金利率之间的宽度,同样它又是刺激经济的努力。
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In 2003 they decided to change that and they decided to raise the discount rate above the Federal Funds Rate.
在2003年，他们决定改变这个现状,并且决定将贴现率提升到,联邦资金利率之上。
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They made the discount rate higher than the Federal Funds Rate; 2.25% so now the Federal Funds Rate is at 2.25%.
他们将贴现率提升至高于,联邦资金利率；,所以现在，联邦资金利率是。
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