你帮我买的保险在货物遗失或者损坏时我可否得到赔偿？

Can I claim on the insurance after the loss or damage of my commodities?

youdao

这意味着买方必须从该时刻起承担货物遗失或损坏的一切风险。

This means that the buyer has to bear all costs and risks of loss of or damage to the goods from that point.

youdao

如果万一货物遗失或受损，却因投错了险而无法索赔，那麻烦就大了。

If the goods are lost or damaged, and we can't file an insurance claim because we have the wrong policy, we'll be in big trouble.

youdao