货币时间价值是指货币经历一定时间的投资和再投资所增加的价值，也称为资金时间价值。
金融入门课的第一课就是是货币的时间价值。
The lesson of the first day of Finance 101 was the time value of money.
单利不能反映货币的时间价值，因为根据单利概念利息并不赚取利息。
Simple interest does not reflect this time value of money because interest doesn't earn interest.
本文在财务成本效益分析中，首先采用贴现的分析评价方法，即考虑货币的时间价值。
In the analysis of its financial cost and results, the method of time discount was first adopted, i. e. to take the promissory value of money in consideration.
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