货币的可兑换性就是一个巨大的障碍。
作者提示，货币的可兑换性引发了某种市场心态。
The authors suggest that the exchangeability of currency invokes a market mindset.
至于现时有待我们处理及研究的课题就是：在货币发行局规则下该三个主要组成部分与美元的可兑换性，以及三者之间互相转换的问题。
The convertibility of each of the three components into US dollars, in accordance with the requirement of a Currency Board, and the transferability amongst them are the issues at hand.
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