伦敦保险人协会 The Institute of London Underwriters 被保险人投保人 the insured 协会间纽约土产交易格式协议 The Interclub New York Produce Exchange Agreement ..
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投保人、受益人故意造成被保险人死亡、伤残或者疾病，骗取保险金的。
An applicant or a beneficiary defrauds insurance money by deliberately causing the death, disability or illness of the insured.
但是既然抵押权人是有保险利益的，他作为投保人的同时也是被保险人。
But since mortgages people have insurance benefits, he will be policyholder when he is insured people at the same time.
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