有助于解决这个困难的例子是“聚拢资金”——把欧元、美元，不管哪种货币的硬币聚集起来。
A good example that helps to lower the hurdles is "round-ups" - where the cents are rounded up to the next Euro, Dollar or whatever currency.
十九世纪20年代，老于世故是投资者们将资金聚拢形成基金池，联手操纵单个的股票的价格；这类基金要求一种特定的准入机制。
Back in the nineteen-twenties, sophisticated investors joined together in pools that manipulated individual stocks, and such funds acquired a certain cachet.
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