联邦住房管理局(Federal Housing Authority, FHA)，是美国1934年大萧条时期，罗斯福总统为经济复苏推行新政的产物之一。其初衷是为了在三十年代的大箫条中稳定住房业，而长期策略是为了使美国中低收入的家庭买得起房，这个策略为美国房地产行业的发展起到了至关重要的历史作用。
美国联邦住房管理局为太多可疑的抵押贷款提供了担保，其储备资金已低于法律要求的水平。
The Federal Housing Agency has insured so many dubious mortgages that it's already fallen below its legally-mandated reserves.
取消抵押品赎回权的受害者将不得不直接联系，联邦住房管理局为这一次支付时间里，被备份的抵押贷款。
The foreclosure victims would have to contact the FHA directly for this one time payout to get caught back up on the mortgage.
美国买房者获得信贷肯定不成问题。美国联邦住房管理局为太多可疑的抵押贷款提供了担保，其储备资金已低于法律要求的水平。
For America's homebuyers, credit is certainly available. The Federal Housing Agency has insured so many dubious mortgages that it's already fallen below its legally-mandated reserves.
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