由此可见问题的部分真正原因是在于抵押借款，而非借款人，这意味着次贷危机是一种金融市场混乱及房地产市场的混乱。

Since the real problem lay partly in the mortgages, rather than the borrowers, this suggests the subprime crisis was a financial-market mess, as well as a housing one.

youdao

而非欧盟借款人则进一步向联盟靠拢。

Borrowers outside the EU might inch closer to membership.

youdao

确实从很多方面我们可以发现这仍然是一个借款人，而非贷款人主导的市场。

Indeed, there are plenty of signs that borrowers are the masters, not the servants, in this relationship.

youdao