而在这个时候利率上升了。
这是在最后期限的几天前发送的，而在这个时候这些邮件本该是停止发送的。
It was mailed just a few days before a deadline when all such mailings were supposed to stop.
是的，我们曾经的错误，会再回到我们生活中，而在这个时候，我们必须付出代价。
Yes, the mistakes of our past have a way of drifting back into our lives, and when they do, we have to pay for them.
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