建议：考虑咨询财务专家，来帮你调整还债计划。
Tips: Consider a financial counseling service to help you reorganize your debt.
若感觉麻木了，需要搞清楚选择和备选，可能也要考虑咨询。
You may also want to consider counseling if you are feeling "stuck" and need to sort out you options and alternatives.
若对不孕忧虑，焦急或挥之不去失去生活乐趣就该考虑咨询了。
Consider counseling if you are feeling depressed, anxious, or so preoccupied with your infertility that you feel it is hard to enjoy life.
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