美国住房和城市发展部 HUD
美国住房及城市发展部 Department of Housing and Urban Development
美国住房与城市发展部 Housing and Urban Development ; HUD
美国房屋和城市发展部 department of housing and urban development
当美国房市转向，次贷借款人开始违约。
WHENthe American housing market turned, subprime borrowers started defaulting.
美国房市刚刚经历过的主要就是价格泡沫。
The latest experience in the U.S. market was mainly based on a price bubble.
同时尽管伴随着痛苦，美国房市的部分损失已转嫁到国外。
Meanwhile, some losses from America's housing bust have been borne abroad, although not without pain.
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