可将保费统筹扩大至省级，以增强保险公司和保险基金的谈判能力，以便与医疗单位达成良好安排。
Pooling of premiums could be expanded up to the provincial level, which would make insurance companies and funds more capable of negotiating good deals with service providers.
这个机制就是“加勒比灾害风险保险基金”（CCRIF），即世界上第一个多国灾害保险统筹方案。
The result is the Caribbean Catastrophe Risk Insurance Facility (CCRIF), the world’s first ever multi-country catastrophe insurance pool.
保险保障基金应当集中管理，统筹使用。
The management of the insurance guarantee fund will be centralized, and applied on an industry basis.
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