当前中国的基金业面临着不少挑战，集中表现在基金销售的困难和基金管理公司经营难度较大。
China's fund industry is facing many challenges, to focus on the performance of the fund's sale of the difficulties and fund management companies to operate more difficult.
作者认为，多元化经营的维度应包含业务、空间与企业内部功能三个方面，其经营难度随三个维度的多元化程度高低及其组合而定。
It argues that dimensions of diversification should include three aspects: business, region and function. The difficulty of diversification is associated with the level of diversification.
经济下行压力明显加大，进出口继续下滑，工业生产明显放缓，部分企业生产经营困难，就业难度加大。
Industrial production has notably slowed down. Some enterprises are having a hard time in their production and business operation, and employment is becoming more and more difficult.
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