威利斯九年前离开俄罗斯，嫁了个美国人，做起了抵押贷款经纪人。
Mrs Willis, who left Russia nine years ago, is married to an American and works as a mortgage-broker.
什么是社会成本？更不用说抵押贷款经纪人的下一代受到的影响？
What is the social cost of that — not to mention the implication for the next generation of mortgage brokers?
这样将会减少在抵押贷款经纪人中的竞争和增加现有抵押贷款经纪人的收入。
That will reduce competition in mortgage brokering and enhance the incomes of existing mortgage brokers.
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