监管机构需强制银行减计第二抵押的价值。
Regulators should force Banks to write down the value of second liens, which are often held at vastly inflated values on their balance-sheets.
以前购买了第二抵押，必须制定一个合理的预算概算，以合理的预期。
Before taking out a second mortgage, it is important to develop a reasonable budget budget with reasonable expectations.
令事情变得复杂的是，复杂的抵押贷款挂钩证券的投资者，那些靠支付利息赚钱的人，可能还在犹豫，尤其是那些持有第二抵押贷款或房屋净值贷款的投资者。
Complicating matters, investors in complex mortgage-linked securities, who make money based on interest payments, could still balk, especially those who hold second mortgages or home equity loans.
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