不足额保险下，当保险标的由于第三者责任造成保险损失后，保险人在履行赔偿义务的前提下，取得对第三者的代位追偿权。
Under wantage insurance, when the loss is caused by a third party, the insurer gains the indemnity-recovering right of subrogation therefrom, provided that the insurer executed its duty of indemnity.
如涉及第三者责任还须提供向责任方追偿的有关函电及其它必要单证或文件。
If any third party is involved, documents relative to pursuing of recovery from such party should also be included.
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