第三支柱通过对信息披露的规定，强化市场对银行的约束。

The Third Pillar intends to strengthen the discipline from the market by information disclosure.

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但是关注睡眠这一健康的第三支柱可以更直接、更快速地提高员工的工作效率。

But focusing on sleep as a third pillar of health represents a relatively straightforward, short-term way to boost employees' productivity.

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如果更多的风险传递给了领年金者，那么与个别第三支柱的分界线是什么呢？

If more risks are passed on to the pensioners, what is then the dividing line with the individual third pillar?

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