1997年贝尔斯登公司第一个把CRA贷款公开证券化。

The first public securitization of CRA loans started in 1997 by Bear Stearns.

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第一，BNDES很久前就已经开始不断增加贷款了。

First, BNDES seems to have gone on boosting its loans for too long.

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另一位妇女名叫Lata，她说自助小组发给她的第一笔贷款帮助她提高了收入。

Another woman, Lata reported that an initial loan from her self-help group had helped raise her income.

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Now today, the standard mortgage, which you would probably get when you buy your first house, is not fifteen or twenty--it's thirty years.

今天,标准的抵押贷款,当你买第一套房子时你或许就能得到,期限不是15或者20年,而是30年

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That's because, well, when you buy your first house you might be twenty-five, so thirty years brings you to age fifty-five; that's close enough to retirement.

这是因为,你可能在25岁时买第一套房子,当还清30年的贷款时你已经55岁了,都快退休了

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