经济周期波动、社会不可抗力、银行管理不善、消费者理财不善及恶意欺诈等是消费信用蕴涵的主要风险。

Fluctuations in economic cycles, social force majeure, poor bank management, consumer financial mismanagement, and malicious fraud, and so on, are all implied major risks for consumer credit.

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经济周期波动、社会不可抗力、银行管理不善、消费者理财不善及恶意欺诈等是消费信用蕴涵的主要风险。

Economic cycle, social force majeure, banks'mal-management, consumers'poor money handling skills and fraud are the main risks faced by consumer credit.

youdao