种成熟商品样本可用于测试商品的定价策略、目标市场细分、广告战略、包装、分销渠道，等等。

A fully developed product sample can be used in terms of pricing policy, target market segment, advertising strategies, packaging, distribution channel, etc.

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市场细分研究的最终目的是区隔目标客户，为企业制定营销策略提供决策参考。

The targeted aim of this study is to divide targeted customers and puts forward decision reference in marketing corporate strategies.

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市场细分，不仅有利于理财产品选择目标市场和制定市场营销策略，还可以为理财产品发掘市场机会，开拓新市场，更能够有效地提高银行的经济效益。

Market segmentation will help financing product choose target market and settle marketing strategy, develop new market for financing product, and improve economic benefits of the bank better.

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