被保险人因疾病身故，保险人按其保险金额给付疾病身故保险金，对该被保险人的保险责任终止。
In case the insured dies from disease, the insurer shall terminate the insurance liability upon indemnity of death benefits according to the insurance amount.
另一方面﹐科技瘾症并未列入美国精神疾病协会手册之精神失调项目内﹐因此所有相关之治疗并未纳入保险给付。
On the one hand, technology addiction is not listed in the American Psychiatric Association's manual of disorders, and thus any treatment is not covered by health insurance.
被保险人在本次投保前发生重大疾病或慢性病的，保险人不承担给付保险金的责任。
If the Insured suffered from critical illness or chronic disease before buying this insurance, the Insurer shall be released from its liability to make payments.
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