在中国，小额信贷已扩展到一般农业生产贷款或消费贷款领域。
In China, small-sum credit has expanded to ordinary agricultural production loans or consumption loans.
他们本来可以用拯救贷款交换汽车业生产减少全球变暖的轿车。
They could have given the loan on the condition that the automakers build cars that reduce global warming.
不过，即使这样，银行利率仍旧跟不上消费者物价指数，商业贷款利率也低于生产者水平通胀率。
But interest rates on bank deposits remain far below consumer price inflation, while interest rates on corporate loans remain below inflation at the producer level.
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