试行一段时间后，如果有确凿的证据证明你最后所剩极其有限，就得调整你的生活津贴理财方案。
If your evidence is clear after a trial that your funds are too limited, rearrange your allowance.
TIAA - CREF公司的Wilson说，他们的理财方案试图回答三个问题：1我在实现退休金目标么？
TIAA-CREF's Wilson notes that their financial planning advice is designed to answer three questions: 1 Am I on track to reach my retirement goal?
如果你还年轻，那么Roth IRA就是很好的理财方案，401k可以大幅减少你的税负，同时让你可以在未来增加你的财富。
Roth IRA is a fantastic deal if you're young, and a 401k can reduce your tax liability considerably while giving you room to grow your capital in the future.
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