温州银行是温州首家具有一级法人资格的地方性股份制商业银行，也是目前温州规模最大的股份制商业银行。温州市商业银行成立于1998年12月17日。 温州银行资本总额超42亿元，全辖78家营业网点（含总行营业部），员工8400余人。 2020年3月9日，“2019年中国银行业100强榜单”发布，温州银行排名第81位。
温州银行(Bank of Wenzhou)零售信贷部负责人潘是非表示，他的工作就是向较小的本地企业发放贷款——但只给那些达到标准的企业。
Pan Shifei, head of retail lending at the Bank of Wenzhou, says he is focused on extending credit to smaller, local companies - but only to those that make the grade.
黄发静(音译)是温州南部一个城市的香烟生产商，他说：“现在很难获得贷款。”他最近被银行告知，他的信贷额度被削减了。
"It's very tough to get loans now," said Huang Fajing, a cigarette lighter manufacturer in the southern city of Wenzhou who was recently told by his bank that his credit line was being trimmed.
中国人民银行发布的《温州民间借贷市场报告》显示，温州大约89%的个人和59%的企业参与了民间借贷。
A Central Bank report on the private lending market in Wenzhou found that 89 percent of individuals and 59 percent of businesses in the city were involved in the unauthorized credit market.
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