在美国信贷繁荣的时候,房产成了提款机,人们将再抵押贷款发行股票,又刺激了他们消费。
In America houses turned into cash machines during the credit boom as people remortgaged to release equity and boost their spending.
业界最后仅存的支柱力量也出现了裂缝,很明显,个人消费者和公司信贷场和住房抵押市场将会迎来更大的亏损。
And cracks have appeared in the industry's last remaining pillars of strength as it becomes clear that big losses are coming in consumer and corporate credit as well as mortgages.
住房抵押贷款保险,对于化解银行信贷风险、刺激个人住房消费发挥着重要作用。
The insurance of the housing mortgage credit plays an important role on dissolving Bank credit risk and stimulating personal house consumption.
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