更加平滑的家庭消费往往也意味着一个更加平滑的经济周期。

Smoother household consumption often means a smoother economic cycle, too.

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随着经济变得更加复杂，作为消费者来讲，为了使得他们在有生之年的消费更加平滑稳定，他们借更多债务是有其道理的。

As economies become more sophisticated, it may make sense for consumers to take on more debt as a means of smoothing their consumption over their lifetimes.

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得出了中国消费者会在短视期内消费尽扣除短期储蓄目标外的所有资产，并根据当期收入水平和短期储蓄目标平滑消费的结论。

The model predicts that consumption tracks income and that consumers will consume all their assets except short-run saving targets in myopia periods.

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