反弹主要来自三个行业：金融服务、消费周期类行业（包括玩具、家具）和保健。

The rebound comes chiefly from three sectors: financial services, consumer cyclicals -- items ranging from toys to furniture -- and health care.

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客户挽留阶段要实时掌握客户的消费动态、及时跟踪客户消费周期、提前中止客户离网的可能。

At the last stage, customers retention stage, we must control the consumer trends, consumption cycle, and the possibility of off-net in ahead.

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当前，我国经济面临的主要问题是消费需求不足，形成的原因在于消费周期的中断，收入分布的断层，社会保障体制不健全等。

At present, the main problem is the lack of consumption demand, its cause exists in the discontinuity of consumption cycle, the fault of income and the scarcity of social insurance system.

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