在危机发生之前，约有一半的抵押贷款按浮动利率；到去年年底，这一比例已经升至69%。

Before the crisis, around half of mortgages were at variable interest rates; by the end of last year, the share had risen to 69%.

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这项计划还寻求把尽可能多的浮动利率次级抵押贷款借款人转向更能承受的贷款。

The plan would also seek to switch as many borrowers as possible with subprime adjustable rate mortgages into more sustainable loans.

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抵押借贷公司已经为购房、购车人提供固定和浮动利率贷款几十年了。

For people buyinga house or a car, mortgage, lenders have offered fixed-rate and variable loansfor decades.

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