活期账户在银行是最常见的账户，资金由客户交纳，客户也可以要求老板以银行贷记划款单的方式把他的工资或薪金划入账内。

This is the most popular kind of account in a bank. Funds are paid in by the customer, who may also ask his employer to pay his wages or salary direct into the account by means of a bank giro credit.

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一般情况下，圈存到电子存折中的资金仍计付活期利息，圈存到电子钱包中的资金不计付利息。

Generally, the funds loaded in electronic deposit are still needed to be paid current account interests, the funds loaded in electronic purse are not still needed to be paid interests.

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其结果是，个人及公司纷纷将其不需要作为流动资金使用的活期存款部分转换成盈利资产。

As a result, both individuals and corporations tended to convert that portion of their demand deposits that they did not need for working balance purposes into earning assets.

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