因此，超额准备金似乎也带有某种“缓冲”性质，而非积极参与（或催生）放贷和经济活动。
The excess reserves thus seem to have taken on the status of a buffer, rather than actively participating in, and engendering, lending and economic activity.
众所周知，银行采用部分准备金制度，这意味着银行家可以使用存款进行借贷活动，但是这些贷款却只有部分得到了真正货币储备的担保。
It is well known that Banks engage in fractional-reserve lending, meaning that bankers use their deposits in lending operations, with only a part of their loans covered by money reserves.
处于“冻结”状态的准备金，似乎是2008年一系列出乎意料的银行纾困活动所导致的。
The "frozen" reserves appear to be the result of the unexpected sequence of bank bail-outs in 2008.
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