法定准备金是“任意准备金”的对称。是指保险企业根据国家有关法令规定必须提存的准备金。法定准备金的形式一般分为未满期保费准备金和赔款准备金两种。此外,根据保险业务的性质,还须另外提存各项责任准备金,用以赔付各项确定赔偿或预期应予赔偿的赔款。我国 《保险企业管理暂行条例》规定的法定准备金为未到期责任准备金,人身保险准备金和总准备金。未到期责任准备金的数额为当年自留保险费的50%,人身保险准备金的数额为当年自留保险费的50%、总准备金的数额为当年交纳各种税款、扣除规定的提留后的全部盈余。
misc. lawful reserve
【阅读小贴士】法定准备金(Required reserves):是指商业银行按照法律规定必须存在中央银行里的自身所吸收存款的一个最低限度的准备金。
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(2)法定准备金和法定准备金率:法定准备金(legal reserve )是中央银行对商业银行吸收的存款规定一个最低限度的准备金数额,准备金占银行全部的存款比例称为法定准备金率(legal reserve r...
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... law day法定还款日期 lawful reserve法定准备金 law of comparative advantage比较利益规律 ...
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法定准备金率 required reserve ratio ; legal reserve ratio
分级法定准备金 graduated reserve requirement
法定准备金比率 [金融] Reserve Ratio
法定准备金制度 required reserve system
收入拨给法定准备金 earnings appropriated for statutory reserves
法定存款准备金 reserve requirements ; reserve requirements on deposit
法定存款准备金比率 reserve ratio ; legal reserve requirements
法定盈余准备金 [金融] legal earned reserve
Since 1990, the Central Banks lowered or canceled required reserves rate in many western nations, such as the United States, Canada, Switzerland, New Zealand, the Australia, and zero reserves rate is becoming a kind of trend.
进入九十年代以来,许多西方国家,如美国、加拿大、瑞士、新西兰、澳大利亚等国的央行都降低或取消了法定准备金率,零资金积累金率正成为一种趋势。
参考来源 - 存款准备金制度国际比较及发展趋势研究·2,447,543篇论文数据,部分数据来源于NoteExpress
现在这个法定准备金率是逐步上升的。
事实上,他们决定如何制定利率,和会员银行的法定准备金率。
In fact they decide on how to set interest rates and borrowing requirements for member Banks.
一个联邦储备银行做的事是,它给银行设定了法定准备金率。
One of the things that the Federal reserve does is it sets reserve requirements for Banks.
In fact they decide on how to set interest rates and borrowing requirements for member banks.
事实上,他们决定如何制定利率,和会员银行的法定准备金率。
An insurance company must hold the reserves; it can hold more and that's called the statutory surplus.
保险公司必须持有准备金,可以提取更多准备金,这叫做法定盈余
One form of monetary policy that the Fed does is they can change these reserve requirements.
美联储制定的一种货币政策形式是,他们可以改变法定准备金率。
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