同时许多其他的非国企陷入了困境，因为他们没有途径获得贷款，享受不到课税扣除，以及许多的沿海的私企不得不倒闭。

At the same time, many non-state enterprises are in worse shape because they have no access to government loans and tax credits, and many private enterprises in coastal areas have shut down.

youdao

银行不肯贷款，是因为他们还没有清理他们的资产负债表。

Banks aren't lending because they still haven't cleaned up their balance sheets.

youdao

他补充道，银行知道我们的未来商业计划会保证他们能收回贷款。同样，球队没有破产因为我们仍然有收入。

"The Banks know that we have a business plan that will allow them to recover the money. The club is not bankrupt because it generates income," he added.

youdao

in such a way that after the rates were raised, they likely couldn't afford to pay the mortgage anymore or they'd be under great stress in trying to do so.

这种“引逗利率，以至于到后来他们没有能力偿还贷款,或者为了还贷给生活造成巨大压力。

耶鲁公开课 - 金融市场课程节选

Then they deal with the households by having a local office and telling people what their balance is and calling them up if they're not paying and that sort of thing.

他们还会建立地方办公室,以便处理后续事宜,告知人们,他们的贷款余额,如果没有按时还款,就给他们打电话,以及类似的事情

耶鲁公开课 - 金融市场课程节选