每到这个时候商业银行都会削减借贷、囤积现金，以便增强资产负债表，改善年底的财务状况为下个财政年度作准备。

That's leading commercial Banks to cut back on lending and hoard cash in order to shore up their balance sheets and improve their financial picture going into the next fiscal year.

youdao

可每到这个时候，一个男孩儿的脸就会出现在我的脑海中，他也是一个艾滋病患者，由于他受到的帮助不到位，就要去世了，本来他是可以活下来的。

To this every time a boy's face will appear in my mind, he is also an AIDS patient, as a result of the help he was not in place, it is necessary to die, had he will be able to survive.

youdao

总的来说，我从这个故事里了解的内容非常粗糙，因此每到这种时候你会希望有更多的记者能够拥有生物学知识。

It's times like these when you wish more journalists understood biology, because the pieces I've read on this story seem, in general, very crude.

youdao