文章提出了一种简便的模型设计法。

This paper puts forward a simp le model designing method.

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设计分类法的方法是：查看内容并与领域专家进行会谈，从而创建一个适当的数据模型。

Taxonomies are designed by looking at content and talking to subject matter experts so that an appropriate model of the data can be created.

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其中较为简单的是所谓的“标准法”。 这种方法主要是为规模较小、风险模型和风险管理系统较简单的银行所设计的。

The simpler method, the so-called “standardized approach”, is designed for smaller banks with less sophisticated risk-modelling and risk-management systems.

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