你需要检查你的信用报告，以及你FICO的固定得分。
You need to check your credit report and FICO score regularly.
他还建议出行前检查您的信用额度，因为发卡行可能降低了某些持卡人的信用额度；旅途中的消费也会让你不知不觉把卡刷爆。
He also suggested checking your credit limit before a trip, since Banks have reduced credit limits for some cardholders; travel expenses can push up against those maximums.
如果你愿意，您每天都可以在网上检查您的信用卡和银行对帐单。
You can check your credit card statement and bank statement every day if you want to, online.
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