【Key words】 firm growth； firm competitiveness； business transformation； resource utilization capability； marketing capability；
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私人银行业务以财富管理为核心，是个人金融业务的高级形式，也是商业银行资源综合运用能力的体现。
Centering on wealth management, the private banking business is the advanced form of personal financial business and can mirror commercial Banks capability to comprehensively utilize resources.
本文则运用资源理论，从跨国公司形成“核心能力”的角度进行分析。
This paper employs the resource-based view to explain the phenomenon, mainly from the Angle of the formation of "core competence" of Multinationals.
在此基础上运用企业资源论，提出了基于资源论的核心竞争能力识别基本模型。
Use enterprise's resource theory on this basis, discern the basic model after putting forward the core-competence power based on resource theory.
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