但问题在于,按揭抵押率并不是房市复苏的阻碍;因为如果借贷标准仍然高得过分,廉价房贷对于买家依旧没有什么用处。
The problem is that mortgage rates are not the obstacle to recovery in housing; cheap mortgages are of little use to buyers if lending standards are inappropriately and discouragingly high.
今天一家悉尼银行说,澳联邦的标准多元房贷利率将上调45个基点,或0.45%,在11月5号达到7.81%。
CBA’s standard variable home loan interest rate will be increased by 45 basis points, or 0.45 percentage point, to 7.81 percent on Nov. 5, the Sydney-based bank said today.
洲最大的房贷银行,澳大利亚联邦银行(Commonwealth Bank of Australia)将按央行上调量的两倍量调高其标准按揭利率。
Commonwealth bank of Australia, the nation's biggest home lender, will raise its standard mortgage interest rate by almost double the central bank's increase.
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