银行实际操作中，显性与隐性激励机制的存在可以减少信贷风险。
In the practice of bank, the existence of explicit and implicit incentive mechanism reduces the credit risk.
内部知识市场作为一种知识转移机制，在组织的适当调节下，对显性知识和隐性知识的转移均有显著的促进作用。
Internal knowledge market as a kind of transfer mechanism, under a proper organizational control, it plays a significant promoting role for both explicit and tacit knowledge.
通过比较，文章认为显性激励因素与隐性激励因素相结合的混合激励机制使银行的代理成本最低，产出水平最高。
After contrast, the mixed incentive mechanism composed by dominant and recessive incentive factors make the bank agency cost least, but production most.
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