贷款服务商——收款并与房主打交道的公司——通常代表它们的投资者行事，而这些投资者之间常常存在利益冲突。
Mortgage servicers — companies that collect payments and work with homeowners — typically act on behalf of those investors, who often have competing interests.
经营者以预收款方式提供商品或者服务的，应当按照约定提供。
When business operators supply goods or services on a prepayment basis, they should do so according to agreement.
现在琳尼特每月要向高利贷者和代收款公司偿付的金额相当于他的薪水的三分之一。
Now Lynette makes monthly payments to providers and to a collection agency that amount to one-third of her paycheck.
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