第二项成本是有时当银行不能收回贷款时,他们会试图维持这项贷款,也即坏账损失。
The second is the losses they sometimes sustain when their loans don’t get paid back.
银行已削减了透支项目和未使用的信用额度,退出了贷款联合会和突然要求收回贷款。
Banks have cut overdraft facilities and unused credit lines, withdrawn from lending syndicates and abruptly called in loans.
最近,投资者希望迪拜能通过减持资产或者收回贷款来履行其还贷的责任---而不是拆了东墙补西墙。
Until recently, investors were expecting Dubai to meet its obligations by running down its assets or rolling over its loans—not by issuing fresh liabilities to new investors.
If you buy a house and you don't pay the mortgage, the contract says you lose the house-- you're out--you've got to pay or it goes back to the mortgage originator.
如果你抵押贷款买房,却没有还房贷,贷款合同规定,你将被取消赎回权,失去房子,所以你必须偿还贷款,否则你的原始贷款人就会收回房子
They are borrowers that are thought, by the various models, to be likely to fail to pay on their mortgage and to have to be foreclosed; often low income, but also they're people with poor credit histories.
通过一些模型的计算,这些借款人,很有可能无法偿付贷款,抵押房产会被贷款人收回,借款人通常属于低收入人群,而且这些人没有很好的信用记录
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