有些银行中止按揭借贷，有些则提高利息，剩余的索取额外收费或在贷款申请过程中增加保证金。
Some have suspended mortgage lending, some charge higher rates and others ask for extra fees or large supplemental deposits from loan applicants.
提高住房抵押贷款的还款期限可以降低月还款额，从而减轻还款压力，但同时也增加了月还款额以及贷款期间利息支出总额的利率风险。
By extending the period of housing mortgage loan, the burden of monthly payment of housing buyers, the interest rate risk of monthly payment and of total interest payment increase.
如果银行提高了给制造商的贷款利息，新建住房的造价受到怎样的影响。
If Banks charge higher interest on loans to builders, how will that affect the cost of a new home?
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