提前还款是借款人支付的超过每月还本付息金额的部分。没有全部清偿抵押贷款的提前还款称为部分提前款。通过合同安排,禁止在约定期间内提前还款,该约定期间称为锁定期。锁定期为2—10年不等。锁定期之后,提前还款的保护通常采取其他方式,如提前还款罚金点数或收益率维持费。 提前还款包括提前全部还款、提前部分还款且贷款期限不变、提前部分还款的同时缩短贷款期限三种情况。贷款银行只能受理自发放个人贷款第二个还款月起借款人提前还款的申请。提前还款固然能够节省利息支出,但有四类买房人不适合提前还款。
n. prepayment
...利率;提前还款;损失度量 [gap=849]Key words] floating interest rate mortgage loan; stochastic discount rate; prepayment; loss measurement ...
基于20个网页-相关网页
提前还款风险 prepayment risk
提前还款罚金 [金融] Prepayment penalty
提前还款有罚金 Exit fee ; Early repayment fee
提前还款加罚金 [金融] repayment with penalty
提前还款率 constant prepayment rate ; CPR
提前还款单据 Return loan in advance bill
有条件提前还款率 conditional prepayment rate ; CPR
条件提前还款率 conditional prepayment rate
房屋净值提前还款 home equity prepayment
Secondly, develop a econometric model which can predict the prepayment based on historical data of our own country.
第二,构建以我国历史数据为基础的提前还款预测计量模型。
参考来源 - 基于二叉树模型的MBS产品定价研究·2,447,543篇论文数据,部分数据来源于NoteExpress
该提前还款金额应适用于该款的分期付款,其到期日顺序相反。
Such prepayment shall be applied to instalments of the Loan in the inverse order of maturity.
任何部分提前还款金额应与该贷款的分期付款金额或其整倍数等同。
The amount of any partial prepayment shall be equal to the amount of an instalment for repayment of the Loan or an integral multiple thereof.
本协议项下的任何提前还款必须连同该提前还款应计利息一起支付,不包含罚款。
Any prepayment under this Agreement shall be made together with accrued interest on the amount prepaid without penalty.
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