随着时间的推移，在市场压力的影响下，也因其自身对房屋市场的满意度提升，这些评级机构也就变得不那么严格了。
Over time, under the influence of market pressure, and also due to their own rising comfort with the housing market, the agencies became steadily less vigilant.
那些评级机构只是查看以前累积下来的数据后继续给那些债券最高的评级，但随着时间的推移和房地产市场出现的波动，这些债券正在积累大量风险。
The agencies, looking backward at the accumulated data, continued to give their top rating to securities that were piling up risk as each week went by and the real estate markets started to wobble.
随着时间推移，美国及全球的金融机构将逐渐清理其资产负债表。
Over time, financial institutions in the U.S. and around the world will clean up their balance sheet.
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