在金融领域，“贷款并证券化(originate and distribute)”的银行借贷模式能够分散风险，但也意味着只要美国房地产市场出现问题，全世界的银行都要受到损害。
In finance the "originate and distribute" model of bank lending may have dispersed risk, but it also meant that a problem in the American housing market damaged Banks all over the world.
医疗责任保险被证明能够有效分散医疗执业风险，赔偿医疗机构因医疗侵权对患者造成的损害。
Medical liability insurance has being proved to be the effective method that can distract medical professional risk, and pay for medical damage from the insurance policy-holder.
医疗责任保险是转移损害、分散风险的有效方法之一。
Medical malpractice insurance is an effective way of shifting loss and spreading risk.
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