有些银行中止按揭借贷，有些则提高利息，剩余的索取额外收费或在贷款申请过程中增加保证金。
Some have suspended mortgage lending, some charge higher rates and others ask for extra fees or large supplemental deposits from loan applicants.
对银行收取按揭贷款买房人提前还贷违约金所持的理由进行驳斥，认为贷款人提前还贷的行为符合《合同法》关于借款合同的规定，也不违背国际上的通行作法；
The paper has a refutation to the reasons held by the banks that collect the penalties which are paid by the housing- consumers with the mortgage loans repaying loans ahead of time.
我们能在保险、按揭和养老金等一系列问题上给您提供建议。
We can also advise you on a whole range of matters such as insurance, mortgages and pensions.
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